Which States Is Illegal To Play Poker Online
- Which States Is Illegal To Play Poker online, free
- Which States Is Illegal To Play Poker Online Games
It is illegal to play poker online for money in the state of Washington. The state of Washington passed a law in 2006 making online poker a felony. Full Tilt Poker and PokerStars responded by no longer offering services to residents of that state, but they continued to operate in the rest of the country.
On this page we explain in basic format the intrinsic and extremely confusing laws bound to poker sites whom operate in the United States as a future poker player should know before playing. We differentiate between offshore and U.S. licensed operations as it pertains to poker players within U.S. jurisdictions. Please use these FAQ to help you get an understanding of the US poker market in 2018 as we head into substantial regulated poker in the US within the next few years. This page is updated each week as deemed appropriate.
– Is playing online poker legal in the United States?
– If online poker is legal to play, why was the passage of the Unlawful Internet Gambling Prohibition Act (UIGEA) so significant?
– What is the difference between regulated and unregulated online poker markets?
– What are my deposit options at an online poker site in a regulated market?
– What are my withdrawal options at an online poker site in a regulated market?
– How can I deposit at an online poker site in an unregulated market?
– How can I withdraw at unregulated online poker rooms?
– Why do some sites not allow players from certain states?
– What are some of the pros and cons between regulated vs. unregulated sites?
– I’m from a state that doesn’t offer a regulated online poker market, are unregulated sites safe? I’m worried about another “Black Friday.”
– What are the most popular games being played online?
– Is the unregulated poker market still viable for professional poker players?
Is playing online poker legal in the United States?
This is probably the question most commonly asked by new players. The short answer is yes, online poker is legal in the United States on the individual level. It’s certainly not illegal federally, despite many misleading statements over the years from government officials and those in favor of online gambling prohibition.
It can get a little tricky on the state level. Most states don’t have laws against online gambling, but in some states, such as Washington state, online gambling is a felony offense. Citizens can even be prosecuted for simply having online poker software on their computers. States that have laws against individual gamblers, like Utah and Louisiana, also criminalize online poker by default.
With that said, no one has ever been prosecuted on the national or state level for playing online poker. Even in Washington state, there have been zero online poker arrests. Even though these laws are on the books, no one is being arrested or prosecuted. So yes, it is safe to play poker from the US. Please see the referenced article for a complete article on safety and more here about getting scammed in poker.
Currently, online poker is legal and regulated in New Jersey, Delaware, Nevada, and Pennsylvania. Players in those states will have no issues playing on regulated sites in these states, but more on this later.
It’s always good to know your local laws and keep an eye on the news regarding online poker, but for the most part, players have nothing to worry about from a legal perspective when it comes to playing online poker.
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If online poker is legal to play, why was the passage of the Unlawful Internet Gambling Prohibition Act (UIGEA) so significant?
Congress passed the UIGEA in 2006, and it was signed into law by then President George W. Bush as a rider on a Port Security Bill. As I mentioned above, the law had no affect on the legality of playing online as an individual, but it did criminalize offering online gambling services to US citizens.
After the bill was passed, foreign companies and offshore gambling operators faced federal prosecution for offering gambling sites to American citizens. Banks that processed payments relating to online gambling could also be prosecuted.
The UIGEA is still the law of the land today, but states got a green light to offer poker and casino gambling on the intrastate level when the US Department of Justice reversed their longstanding decision on the 1961 Wire Act in December 2011.
Though passed in 1961, the Wire Act had been used by the US government to justify (rightly or wrongly) that all forms of Internet gambling are illegal. The new opinion, published in late 2011, stated that the Wire Act only applied to sports betting. Nevada was the first state to pass an intrastate online poker law after the reinterpretation of the Wire Act.
What is the difference between regulated and unregulated online poker markets?
This is important to understand and something that players new to the game might not be familiar with when they choose a site. While several states have legalized and begun to regulate online poker, the vast majority of states have not yet done so.
In states like Nevada, New Jersey, Pennsylvania, and Delaware, there is a blossoming regulated market with sites based within the state. The sites abide by local gaming regulations and pay taxes to the state government.
Unregulated sites are based outside the United States. Many are located offshore or in Central America but can be located just about anywhere. These sites do not follow US gaming laws and are violating the UIGEA by offering online poker to Americans.
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One crucial aspect to remember is that players who are playing in regulated markets have recourse if their funds are lost or stolen or if they feel they have been wronged by an online poker room.
On the flip side, there is little that a player can do when an offshore or unregulated room makes a decision. Other than looking for public support through gambling watchdog sites or forums, players have little recourse and almost no legal standing.
What are my deposit options at an online poker site in a regulated market?
Deposit options will vary depending on the state, but the most popular method is toplay poker for money with credit card. Visa and MasterCard deposits are instant and come with no fees. Despite operating in a legal environment, many credit and debit cards are still being rejected, but this is expected to improve as merchant codes are added to signify legal gambling entities.
Other options include bank transfers (ACH) and eCheck deposits. Neteller and Skrill, online e-wallets that specialize in gaming payment processing, have also made their return to the US market in some states. PayPal re-entered the US online gambling market in 2015.
Another popular choice is depositing through the casino cage in person. Players simply have to go to their brick n’ mortar property and go to the casino cage to deposit into their online poker account. This may be a hassle for some, but this method has a 100 percent success rate.
Overall, regulated sites offer a much better assortment of deposit options than those in offshore, unregulated markets.
What are my withdrawal options at an online poker site in a regulated market?
Withdrawal options are similar to deposit options for those playing in regulated states. In most cases, the method used for deposit will also be used to process withdrawals back to customers.
Similar to deposits, options for withdrawals will vary depending on the site. Across most sites, the most common is withdrawal via check. Other options include bank transfer and e-wallet, if you used that method to deposit. Of course, you can also drive down to your casino’s cage and get a withdrawal right from the window.
In comparison to unregulated sites, withdrawals in regulated markets are universally free of charge. This is an important distinction, because those that play on offshore sites will be paying hefty fees for some withdrawal methods. Withdrawals are also processed much faster compared to their offshore competition. Most sites will process payouts within 24 hours and will offer faster overall speeds.
How can I deposit at an online poker site in an unregulated market?
Due to the sites in unregulated markets operating illegally in the United States, deposit options will be much more limited compared to those available at regulated sites.
However, like regulated sites, credit and debit cards are still the most popular option for withdrawals. Visa cards have the highest acceptance rate, but some sites will take MasterCard, American Express, and Discover cards. Those who have issues depositing with their personal cards can always go the Visa gift card route as those are available at just about every gas station around the country. Depositing via card is free in just about all cases, and deposits are credited instantly.
If you’re out of luck in terms of a credit card, the second-best option is to deposit via person-to-person transfer. This involves going to a Western Union or MoneyGram location (there are thousands of these around the US) and sending a transfer to a sportsbook representative. These come with large fees, but sites usually reimburse players if they deposit $300 or more. Once players send the transfer, their account will be credited with the funds within 24 hours or less.
Currently, there aren’t many other methods to deposit at most offshore rooms. Bank wire is an option for some sites, but it is generally rare. Bitcoin, a crypto-currency that has emerged in popularity in recent years, has gained a lot of traction.
How can I withdraw at unregulated online poker rooms?
Like deposits, withdrawal methods at offshore and unregulated rooms will be more limited compared to regulated sites.
Check by mail is easily the most popular method for withdrawal, but unlike regulated markets, checks will come with fees and are processed considerably slower. Some sites can get checks to players within a few days, but they normally take 1–2 weeks to reach players’ doorsteps.
Most US-facing online rooms do offer one free withdrawal via check every 30 days or once a month. Subsequent checks will come with fees, ranging usually ranging between $25–$70. Most of the checks are typically on the low end of that cost range.
Bank wires are available at many sites as well. These are usually processed about as quickly as checks (1–2 weeks) but perhaps slightly longer. It is rare that a site will offer a bank wire as a free monthly withdrawal method. Fees for this method can range from $50–$100, including additional charges by your bank for receiving the wire.
Person-to-person transfers are easily the fastest withdrawal method, but are also the most expensive. They are processed in just 48 hours or less and can be picked up at the thousands of Western Union and MoneyGram locations around the United States. However, fees range from $25–$180, depending upon the amount requested.
Cops and robbers car game. One method that has gained some traction at several US-facing rooms is a debit card withdrawal option. Players will receive a debit card via mail and will be able to withdraw funds from their poker account to the card. The debit card can be used at an ATM and to purchase regular goods and services. It works just like a regular debit card.
The debit card option will come with a small start-up fee, along with monthly maintenance and ATM fees, but it’s still an extremely strong option due to its convenience. Cashouts are processed to the card in 1–2 business days.
Why do some sites not allow players from certain states?
Well, for regulated, legal intrastate online poker rooms, state laws don’t allow them to accept players from other states. They can only operate on the state level, meaning players can only play for real money if they are currently residing in the state.
Offshore sites can accept players from any state they wish, but some have opted to bar players from certain states for various reasons. Most offshore sites have opted out of servicing players from Nevada, Delaware, Pennsylvania, and New Jersey due to the legal markets currently operating there. Others have stopped accepting players from states like New York, Kentucky, and Maryland. This is most likely because of state and federal lawsuits that have originated from those states.
What are some of the pros and cons between regulated vs. unregulated sites?
For one, these foreign operators pay little to no taxes, allowing the sites to best the vast majority of state-licensed rooms in terms of deposits and promotions. Many unregulated sites offer four-figure deposit bonuses, while the deposit bonuses on the intrastate level are around several hundred dollars.
Foreign operators also offer much larger player pools than state-licensed rooms. However, this is most likely because only four states have currently decided to regulate and tax online poker. New Jersey, Nevada, Pennsylvania, and Delaware are all relatively small states, and while player numbers are growing in all four, liquidity is the most crucial factor for these smaller markets. For this reason, unregulated sites offer better game selection and better availability of certain games.
Which States Is Illegal To Play Poker online, free
Nevada, Delaware, and New Jersey have already agreed on an interstate compact, which has allowed the states to combine player pools to help liquidity.
I mentioned previously in this FAQ that players at offshore sites will have almost no recourse if they feel they have been cheated. They’re at the mercy of operators. This isn’t the case when it comes to regulated intrastate poker. Players will have the American legal system to protect them from fraud and will be able to take action in court if it comes to that. James packer macau casino ad.
I’m from a state that doesn’t offer a regulated online poker market, are unregulated sites safe? I’m worried about another “Black Friday.”
“Black Friday” refers to United States v. Scheinberg, a federal criminal case that centered on UIGEA violations against online poker rooms PokerStars, Full Tilt Poker, and Cereus (Absolute Poker and UltimateBet) and payment processors.
The case brought the US-facing online poker industry to its knees, as the sites were forced out of the country. PokerStars paid players within two weeks, but Full Tilt was later found to be insolvent. Players had to wait over two years to receive hundreds of millions in balances via remission from the US government after PokerStars bailed out the company from potential bankruptcy. Cereus customers were never repaid their balances.
Trepidation is justified when it comes to playing at unregulated sites, but after Black Friday, the sites have become more careful than ever when it comes to processing transactions. The seizures effectively ended the eCheck deposit method (other than for regulated sites), and US-facing rooms are now more clandestine when it comes to processing transactions.
Is there still a risk of fund seizure due to the Department of Justice’s war on foreign gambling operators? Absolutely, but it’s less likely at this point. With that said, it wouldn’t be wise to keep most of your net worth in an offshore poker room. Cashing out frequently if you’re a big winner is strongly suggested.
What are the most popular games being played online?
No Limit Hold’em is by far the most widely played game across both unregulated and regulated sites. The game dominates cash and tournament play at all levels. Second in line is Pot Limit Omaha, which has a strong following at most sites.
Other games, such as Omaha Hi/Lo and Limit Hold’em, are hit and miss, depending on where you’re playing. Generally, these games will be more available in the evening, when there is more traffic.
Is the unregulated poker market still viable for professional poker players?
It’s certainly not what it was pre-Black Friday, or even pre-UIGEA, but US online poker markets are still excellent. There is money to be made at all games and limits, especially if players use proper game selection. Some as you can see have taken the land based live game route. See here for how much they make and what life is like, written by a real poker pro from Philly…
The vast majority of online poker rooms that service US players also double as casinos and sportsbooks. This brings in a never-ending supply of recreational gamblers, who wander over to the poker room after running up their balance at the casino or sportsbook.
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Indiana has a long history of control that keeps in place a more conservative approach towards maintaining order, including gambling. From no carry out liquor sales on Sunday to a strict ban on lotteries that lasted from 1851 until 1988 when the statewide Hoosier lottery took hold, that has been the law of the land for Indiana.
It was in 1993 that five riverboat casinos were approved following an emergency session in congress. The hope was to stimulate $100 million a year in tax revenue. One year later Hoosier Park horse racing track opens offering on-track pari-mutuel betting. One year later five additional licensed remote horse race tracks galloped on to the gambling scene.
Although there has been little said to advance the prospect of online gaming since 2004, there has been a Bill passed to expand casinos with the licensing of dry-land casinos. As it stands now online casinos are not a part of the gaming world for Hoosiers. As things stand in 2015, Indiana still considers online gambling illegal. Actually, under state law, not only is it illegal to gamble online in Indiana, but it’s a class D felony. However, there are some 2020 gambling sites that accept Indiana residents. It is good to understand that these sites are owned, operated, regulated and licensed by offshore companies. [1]
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Indiana iGaming: Recent Headlines
Quick Jump
Which States Is Illegal To Play Poker Online Games
- 4 The Facts
Anti-online gambling laws were put into place in 2005. Since then, not much is in the works to move towards embracing online gaming,even now in 2015. While Indiana has a large population that would support an online gaming industry, the conservative tilt shows little signs of moving in that direction. With current Governor Mike Pence at the helm, he shows little signs of increasing or decreasing the current gambling scene in Indiana. [2]
Indiana is beginning to feel pressure to expand. While neighboring states are experiencing expansion so has their revenues, while Indiana’s gaming revenues saw a steep decline in recent years.
Can Players From Indiana Play Poker Online?
Although Indiana is moving into the modern age of gaming, in 2020 online gaming is still a very sensitive subject. Live games established outside of the casino walls draws the line as it is considered illegal. Law IC 35-45-5-1 states: “Gambling means risking money or other property for gain, contingent in whole or in part upon lot, chance, or the operation of a gambling device.” Factor in that according to the state of Indiana lawmakers, poker is not a game of skill, but a game of chance and by such definition is illegal. [3]
Is Online Poker Legal In Indiana?
While it is possible for online players to play by way of approved online offshore sites, it is important to remember that online poker playing in general in Indiana is illegal. However, it is widely known that no legal action is taken against those who choose to play online through legit providers and there are many reliable ones available to the avid player.
Again, the only 2020 online poker sites available to players from Indiana are ones that operate offshore. Fortunately, there are several offshore sites happy to accept Hoosier online gambling enthusiasts.
- U. S. Poker Site
- Compatibillity
- Editor Rating
- Deposit Bonus
- Very player friendly
- Generous cashback
- Great mobile play
The Facts
The History Of Gambling In Indiana
Gambling for a conservative state like Indiana is a slow moving train. In 1851 the first constitution of Indiana bans lotteries. It wasn’t until 1988 did the Hoosier State lottery kick off. The profits from this lottery go directly to education, and the overall social welfare of the state.
Despite the slow build of legal gaming in Indiana, it has been the tendency of players to travel from neighboring states in order to get their game on in Northeast Indiana as well as Southern Indiana. East Chicago hosted the Big House and by the time prohibition became the rule, gaming establishments that would also provide illicit drink, so did they provide a man’s game.
Al Capone was known to flee Chicago for safety in French Lick and West Baden, Indiana. Both locations provided gaming options as well as luxurious stays. The resort area was a premier getaway destination — famed author William Faulkner even sent a character there on her honeymoon in his influential novel, “The Sound and The Fury.”
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After much public outcry against such unsavory behavior in the state, much effort by lawmakers sought to bring illegal gaming to a halt in the early 50’s. By 1989 a statewide referendum is voted in with 60% of the vote. However, Republican leadership blocked it and two years later a proposal for riverboat casinos passes the House only to be rejected by a State Senate committee.
Following more failed attempts at licensing for up to five riverboat casinos was given with the belief that significant tax revenues would roll in. It didn’t stop there. A year later, Hoosier Park opens for on-track betting. Following this boost to the gambling industry came the release of five more licensed remote horse race betting sites.
Despite the constant lobbying efforts of the gambling industry as well as lawmakers, little movement has been made in establishing land casinos even after the passing of a Bill in 2011 to expand land casinos. However, Indiana has been one of only a few states that put in place specific wording that specifically targets online gambling. [4]
Regulated Gambling Options In Indiana
The Indiana Gaming Commission oversees the legal implementation and maintenance of gaming for the State. They are responsible for overseeing the 11 authorized casinos/gambling sites as well as ensuring that all gambling in Indiana be of the approve legal variety.
Indiana is quite regulated. For well over 100 years there was no increase in legal gambling in the state. Until 1988 when the Hoosier lottery came to be. All types of social gaming are deemed illegal by Indiana state law. Gambling in and of itself must be done only in those facilities that have been deemed legal by the State legislature. Although it is unlikely that online gaming would be the focus of a raid in 2020, in-home gambling has been known to be the focus of such raids.
Poker players in Indiana will find action at online poker rooms although Internet poker is not legal in the state.
The Future Of Regulated Online Gambling In Indiana
The future for Indiana iGaming and the fact that legal statements specifically pointed at a moratorium against online gambling is pretty specific. “(b) An operator who knowingly or intentionally uses the Internet to conduct any banking or percentage games played with the computer equivalent of cards, dice, or counters, or accept any fixed share of the stakes in those games”. (From: IC 35-45-5-3)
There are currently multiple influences that could alter this in in 2020. One factor that could stand in the way is Governor Mike Pence’s stance that he has little intention of either increasing or decreasing the current gaming climate. One key factor is the recent loss of revenue to bordering states. As bordering states continue to increase their gaming options and have made movements towards improved environments by enacting no-smoking bans, Indiana must respond or continue to lose their much relied upon gaming based tax-revenues.
Fun Fact
In the state of Indiana playing cards could cost you money. “A three dollar fine per pack will be imposed on anyone playing cards in Indiana under the Act for the Prevention of Gaming.”
The Bottom Line
Indiana may one day regulate online gambling, however there isn’t much rapid movement towards that at present. The reality is that as more and more gamblers turn to iGaming, and offshore online organizations for their online convenience that the state would be hard press to ignore the potential tax-revenues.
As neighboring states continue to expand gaming and make available up-to-date improvements, it is our belief that Indiana would be wise to follow suit and legalize online poker.
References
[1] Indiana Laws and Regulations (//www.gambling-law-us.com/State-Laws/Indiana/)
[2] Indiana Lawmakers Consider Gaming Expansion (//www.ibj.com/articles/49834-gambling-fight-set-to-test-governor-s-power)
[3] Indiana Gaming FAQ’s (//www.in.gov/igc/files/Gaming_Control_FAQs.pdf)
[4] Indiana Gambling History (//www.in.gov/legislative/ic/2010/title35/ar45/ch5.html#IC35-45-5-3)
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